As a strong proponent of the asset allocation theory, I base my investment guidance on my clients’ goals, needs, and risk parameters. I build a customized asset allocation strategy to align with your risk tolerance, and allocate funds within each asset class to specific investment styles. I am committed to periodically re-evaluate the portfolio with you.

I believe in using time-tested business principles and developing long-standing relationships while helping clients build, manage, and mitigate risk to financial assets. I follow a risk-averse, comprehensive wealth management process, employing a three-tier, holistic strategy customized for each investor that may involve:

• Professionally Managed Investments
• Individually Managed, Customized Stock and Bond Portfolios
• Professional Money Managers From Across the U.S. 
• Special Syndicate Accounts and Actively Managed Accounts 

I believe that individuals should invest for the long term in the securities of historically attractive businesses that are purchased at fair prices. For fixed income investors, I may suggest high-grade municipal and U.S. government bonds, preferred stocks, and certificates of deposit (CDs). Short-term products are suggested for liquid reserve funds.